Dividend Reinvestment and Stock Purchase Plan

Purpose

QNB Corp. is pleased to offer a Dividend Reinvestment and Stock Purchase Plan (the "Plan"). The purpose of the Plan is to provide participants with a simple and convenient method of reinvesting cash dividends paid on shares of our common stock and buying additional shares of our common stock without paying brokerage commissions.

Administration

Our Plan is administered by Computershare Shareholder Services, College Station, Texas, our stock transfer agent ("Plan Administrator"). The Plan Administrator can purchase shares for the Plan in the open market or directly from QNB Corp.

Advantages
  • No brokerage commissions in connection with the purchase of shares made under the plan
  • Cash dividends, either in whole or in part, are reinvested automatically
  • You receive periodic statements detailing current activity, share purchases and account balance
  • Plan Administrator provides for safekeeping of stock certificates for shares credited to each Plan account
  • Participation in the Plan is entirely voluntary - you may terminate your participation at any time
Eligibility
  • All shareholders of record of at least one share of common stock of QNB Corp. are eligible to participate in the Plan
Fees
  • No brokerage fees will be charged to purchase shares under the Plan
  • There is a $10.00 fee to withdrawal all or part of your shares from the Plan and receive a stock certificate
  • There is a $5.00 fee to deposit certificates for safekeeping
Participation

To participate in the Plan, a stockholder of record must complete an Authorization Form and return it to the Plan Administrator. Interested participants are urged to read the Plan Prospectus carefully as it contains important information about the Plan. To obtain copies of the Prospectus and Authorization Form, please contact our Plan Administrator by telephone, in writing or via the Internet as follows:

Telephone: 1-800-368-5948
In Writing: ATTN: Dividend Reinvestment Department
Computershare Shareholder Services
P.O. Box 30170
College Station, Texas 77842-3170
Website: www.computershare.com

A copy of the Plan Prospectus is also available by clicking the following link:
Dividend Reinvestment and Stock Purchase Plan Prospectus